Terms of Service
Last updated: February 2026
1. Acceptance of Terms
By accessing or using Crestmont Bank services, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you must not use our services. These terms constitute a legally binding agreement between you and Crestmont Bank AG.
2. Account Eligibility
To open an account, you must be at least 18 years of age, provide valid identification documentation, and comply with all applicable KYC (Know Your Customer) requirements. Crestmont Bank reserves the right to refuse service to any applicant at its sole discretion.
3. Account Tiers & Services
Services are provided according to your account tier. Balance caps, transfer limits, and available features vary by tier. Tier upgrades require additional verification. Crestmont Bank may modify tier features and pricing with 30 days notice.
4. Fees & Charges
All applicable fees are disclosed in our pricing schedule. Fees may include but are not limited to: account maintenance fees, SWIFT transfer fees, FX conversion margins, and card issuance fees. Fee changes will be communicated 30 days in advance.
5. Limitation of Liability
This is a simulated banking platform for demonstration purposes. No real financial transactions are processed. Crestmont Bank AG (simulated) is not liable for any decisions made based on this demonstration.